LISVI VAHLEVI, Dewi Riza. Innovation and Challenges of Musyarakah Contracts in Islamic Financial Institutions: Fintech Integration, Smart Contracts, and the Role in MSME Financing (Empirical and Policy Review, 2021–2025). At-Tahdzib: Jurnal Studi Islam dan Muamalah, [S. l.], v. 13, n. 2, p. 102–110, 2025. DOI: 10.61181/9d3f6275. Disponível em: https://ejournal.staiat-tahdzib.ac.id/index.php/tahdzib/article/view/579. Acesso em: 7 sep. 2026.